Whether you’re purchasing a new home, re-evaluating your energy costs, purchasing home owner’s insurance or renovating you’ll need a home inspection. Home inspections can not only save you time and money but can also prevent costly renovation or purchasing mistakes. The standard home inspector’s report will cover the condition of the home’s heating system; central air conditioning system (temperature permitting); interior plumbing and electrical systems; the roof, attic and visible insulation; walls, ceilings, floors, windows and doors; the foundation, basement and structural components.
When purchasing a new home, one of the primary types of home inspections you’ll need is a 4-point inspection. This inspection focuses on the 4 major parts of your home that can result in the most costly repairs:
Your 4-point home inspectior will focus on the age and life-span of each of the above mentioned items. For example, if the home you are purchasing has a brand new roof but electrical that is nearing the end of its’ life cycle, your home inspector will be able to make that determination and recommend a course of action.
Energy costs are of great importance, especially in warmer states like Florida where residents run the air conditioning for 10 months out of the year. A home inspection can help you determine which parts of your home are energy efficient and which parts need updating. For example, you may have adequate attic insulation but drafty windows. Your home inspector will be able to make that determination and provide you with money saving tips.
In hurricane prone states, wind insurance is a big deal. A homeowner with windstorm insurance can often submit the results of a windstorm inspection to their insurer to obtain discounts on their windstorm insurance. Insurance premium discounts for certain favorable wind mitigation features are mandated by State law and can total up to 45% of the original policy’s premium.
Currently most states require home inspectors to be licensed and strictly regulated. In other states anyone can hang up their shingle and call themselves a home inspector – with no qualifications, training or experience in the field. Regardless of what your state laws require, hiring a licensed professional home inspector is the best way to ensure a reliable inspection.
Call Lowman Brothers Construction today to book your 4-point home inspection or wind mitigation inspection today.
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