A 4-Point Inspection is a home inspection that focuses on the 4 primary areas of your home:
Your home inspector will fully inspect each element of your HVAC, electrical wiring and panels, plumbing connections and fixtures as well as your roof. The report will asses their current condition and age.
When purchasing a home, you also need to purchase homeowner’s insurance. Unfortunately, insurance companies are reluctant to issue policies for mature homes. The 4 major components of homes can become costly liabilities for insurance companies. For example, old or out-dated wiring could cause an electrical fire resulting in a claim from the homeowner causing the insurance company to come out of pocket to repair damages and replace belongings. This is a risk that insurance companies are not always willing to take. Getting a 4-Point Inspection will allow you to make an educated decision when purchasing a new home, get the repairs you need to make your exisiting home safe and possibly receive a discount from your insurance company.
When getting any type of home inspection, including a 4-Point Inspection, you need to make sure you are using a licensed and insured home inspector. You should receive a copy of your report and be able to submit that to your insurance company. The inspection team at Lowman Brothers Construction is fully licensed and insured and performs hundreds of 4-Point Inspections each year. Call us today to schedule an appointment with our inspection team to make sure your HVAC, electrical, plumbing and roof are in good condition.
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