Storms in Florida are capable of producing high winds that can damage your home’s exterior. Wind Mitigation Inspections look for construction features that have been shown to reduce losses in hurricanes, such as a hip roof, concrete block construction, the presence of gable end bracing, shutters and opening protections, the presence of roof to wall attachments such as toe nails, clips or hurricane straps, and the presence of a secondary water resistance barrier.
A homeowner with windstorm insurance can often submit the results of a windstorm inspection to their insurer to obtain discounts on their windstorm insurance. Insurance premium discounts for certain favorable wind mitigation features are mandated by State law and can total up to 45% of the original policy’s premium.
Inspectors will collect information during an inspection including, the age of the home to determine what building code was in place at the time of construction, the age of the roof, documentation to prove if the roof was installed to any certain building code, the roof deck attachment, roof to wall connection, roof shape, existence of a SWR and the opening protection of the doors and windows.
In Florida, a wind mitigation inspection is performed by a licensed general contractor like Lowman Brothers Construction, a building contractor, architect, engineer, building inspector or home inspector. The information gathered is presented on a standard wind mitigation form and will often have photos showing each feature listed on the wind mitigation form.
Wind Mitigation Inspections are a necessary part of owning a home in Florida. Make sure to have yours performed by a licensed contractor, call Lowman Brothers Construction to schedule your Wind Mitigation Inspection today.